We’re committed to auto repair and to serving you with quality and value.

Our mechanics are highly skilled and have years of experience. Most of all: they love cars and care about yours. Whether it’s our quick, quality, friendly service or the honesty and value we bring to every interaction, our customers love us.

Get to know our experienced mechanics. They’ve got tools, skills, and a desire to help. Come see why no shop is as quick, qualified, or convenient as we are.

Universal Auto Sales inc.

Buy Here Pay Here Vehicles.

Universal Auto Sales • 35 Quaker Lane West Warwick RI 02893 • 401-615-5959

our service department

What is Buy Here, Pay Here? 
We are proud to say that Universal Auto Sales and Service is one of the few Buy Here, Pay Here Dealerships. We do not use credit scores to determine qualification, we use your job as your credit. We cut out the middle man; everything is done through us. You choose the frequency of your payments to cater to your budget requirements. To top it all off, we do not charge interest whatsoever.

How much are the down payments?
Down payments range from $99.00 - $1000.00. We are proud to offer the lowest down payments in the industry.

What if I have little or no credit?
We understand that most of us do not have good credit, and strongly believe that your credit score does not tell us everything. When you purchase a vehicle, we do not do a credit check. Your job is your credit score to us. If you do not have a job, or meet our requirements, we allow co-signers to aid in the approval. Don’t let your credit score bring you down. We have the solution with zero interest!

What we need from you. 

Bring as many as possible of the following with you:
Proof of Employment
Pay Stubs
2 Forms of Identification
Proof of Residency
Personal References
Auto Insurance Information
Social Security Card, or Birth Certificate